![]() Phishing attacks are designed to appear to come from legitimate companies and individuals.Phishers frequently use tactics like fear, curiosity, a sense of urgency, and greed to compel recipients to open attachments or click on links.Sometimes malware or ransomware is also downloaded onto the victim's computer. Phishing works by luring a victim with legitimate-looking (but fraudulent) emails or other communication from a trusted (or sometimes seemingly desperate) sender who coaxes victims into providing confidential information-often on what looks to be a convincingly legitimate website. Often perpetrated against elderly individuals or people in targeted organizations' finance departments, vishing and SMiShing are types of cyberattacks that everyone should learn about to protect themselves and their financial security. Victims may be frightened into divulging bank account access information and other details. ![]() In these cases, they may go beyond emails and use "popup phishing" combined with voice phishing (vishing) and SMS text messages (SMiShing). They won't stop until they have drained your bank account. Some cybercriminals aren't satisfied with merely getting your personal data and credit card information. Once attackers have login information, personal data, access to online accounts, or credit card data, they can obtain permissions to modify or compromise more cloud-connected systems and in some cases, hijack entire computer networks until the victim pays a ransom. ![]() Motivations for phishing attacks differ, but mainly attackers are seeking valuable user data such as personally identifiable information (PII) or login credentials that can be used to commit fraud by accessing the victim's financial accounts. Attackers use seemingly benign emails or text messages to trick unsuspecting users into taking an action such as downloading malware, visiting an infected site, or divulging login credentials in order to steal money or data. A phishing attack relies on a social-engineering effort where hackers create a counterfeit communication that looks legitimate and appears to come from a trusted source. ![]()
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